Been Sued by a Debt Collector? Respond Before It’s Too Late.
Most people who lose debt‑collection cases do so by default — because they didn’t file a response in time. We built D.C. Summons.ai so you can generate a court‑ready Answer in minutes and protect your paycheck and your peace of mind.
How It Works
Upload Your Papers
Securely upload your Summons & Complaint (photos or PDF).
Get a Court‑Ready Answer
Guided questions prepare your response with appropriate denials and defenses.
File Before the Deadline
Receive clear filing instructions (or use available e‑filing where your court supports it).
Why Choose Our Tool
Stop Default Judgments
Filing an Answer prevents an automatic loss and keeps options open for settlement or defense.
Fast & Budget‑Friendly
A fraction of the cost of traditional representation for the crucial first step.
Secure, Guided Process
Step‑by‑step guidance, clear instructions, and secure document handling.
What You’ll Need
- Clear photos or PDF of your Summons & Complaint
- Your contact details (so you receive your documents)
- Basic case information (names, dates, case number)
FAQs
Will this dismiss my case?
An Answer prevents a default and preserves defenses. Outcomes vary by facts, creditor, and court.
Do you file for me?
In some jurisdictions, we can assist with e‑filing or provide a checklist to file in person or by mail.
Is this legal advice?
No. This is a document‑preparation/self‑help tool. For legal advice, consult a licensed attorney in your state.
How fast is it?
Many users complete the process in minutes; plan for at least 24–48 hours before your deadline.